Transition Emburse Cards To Emburse Mastercard Small Business Card

Transition Emburse Cards To Emburse Mastercard Small Business Card

Emburse is transitioning all Emburse Cards to Mastercard Small Business Cards. Replace existing cards before April 1, 2026 to avoid service interruption.

Overview

This section explains the transition timeline and required action.

Starting January 14, 2026, all newly created physical and virtual cards are issued as Mastercard Small Business Cards. Existing cards will continue to work until April 1, 2026, when they will be permanently deactivated.

To continue using cards after April 1, 2026, you must replace all existing cards before that date.

What Is Changing

This section outlines what changes during the transition.

  • New cards: All newly created physical and virtual cards are issued as Mastercard Small Business Cards beginning January 14, 2026.
  • Existing cards: Cards created before January 14, 2026 continue to function until April 1, 2026.
  • Deactivation: Any card not replaced by April 1, 2026 will stop working.

Why This Change Is Happening

This section explains the purpose of the upgrade.

Emburse is upgrading card programs to support:

  • Enhanced security protections
  • Improved tools for small business card management
  • Access to Mastercard savings and partner programs

Who Is Affected

This section identifies impacted users.

All administrators and cardholders using physical or virtual Emburse Cards are affected.

How This Affects You

This section outlines required actions and key considerations.

You must replace each existing card that you want to continue using.

Budgets, limits, and restrictions do not carry over to the new card and must be reapplied.
  • Recurring or autopay transactions must be updated with the new card number.
  • Existing cards continue to function normally until April 1, 2026.

Replace Your Cards

This section explains when and how to replace existing cards.

When You Can Start

You can begin replacing existing cards starting January 14, 2026.

Steps

Repeat these steps for each card you plan to continue using.

1. Log in to your Emburse Cards account.
2. Create a new Mastercard Small Business Card. See How to Create and Assign Cards.
3. Activate the new card. See How to Activate a Virtual Card and How to Activate a Physical Card.
4. Cancel the old card it replaces. See Cancel a Card.
5. Update any merchants or vendors that use the card for recurring charges.

Administrator Checklist: Complete Before April 1, 2026

This checklist helps administrators confirm transition completion.

  • All existing cards have been replaced.
  • Cards used for recurring payments have been updated with new card numbers.
  • Required budgets, limits, and restrictions have been reapplied.
  • Any card not replaced by April 1, 2026 will no longer be active.

Mastercard Small Business Card Benefits

This section highlights available Mastercard program benefits.

Safety And Security

These benefits focus on protection and fraud prevention.

Operational Efficiency

These benefits support business operations and savings.

Access And Coverage

These benefits provide additional travel and coverage options.

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